Investment Calculators

SIP, mutual fund, compound interest and ROI calculators.

41 free investment calculators — no signup, mobile-friendly, formulas verified by our editorial team.

All investment calculators

Investment

401(k) Calculator

401(k) balance at retirement with employer match.

Investment

529 College Savings Calculator

Project a 529 plan balance and estimated state income-tax savings.

Investment

Dividend Reinvestment (DRIP) Calculator

Compound share count and dividends over decades of DRIP investing.

Investment

Mega Backdoor Roth Calculator

After-tax 401(k) headroom up to the $70k §415(c) cap.

Investment

Retirement Calculator

Plan how much you need to save for retirement.

Investment

Retirement Withdrawal Calculator

Stress-test your withdrawal plan against sequence-of-returns risk.

Investment

Roth Conversion Calculator

Federal tax owed to convert a Traditional IRA to a Roth IRA.

Investment

Roth IRA Calculator

Tax-free retirement growth from Roth IRA contributions.

Investment

Roth vs Traditional IRA Calculator

Compare after-tax retirement value of Roth and Traditional IRA at the same contribution.

Investment

Safe Withdrawal Rate Calculator

Solve the Bengen-style SWR that funds your horizon at a chosen real return.

Investment

Series I Savings Bond Calculator

Composite rate, growth and early-redemption penalty on Series I Savings Bonds.

Investment

Social Security Break-Even Calculator

Break-even age for claiming early (62) vs delaying to Full Retirement Age or 70.

Investment

Solo 401(k) Calculator

Employee + employer contribution limits for self-employed retirement (2025).

Investment

401(k) Rollover Calculator

Extra money kept by rolling an old 401(k) to a low-cost IRA.

Investment

Annuity Payout Calculator

Monthly income from a fixed period-certain or lifetime annuity.

Investment

Backdoor Roth IRA Calculator

Nondeductible IRA to Roth conversion with pro-rata rule check.

Investment

Bond Duration Calculator

Macaulay and Modified duration plus DV01 interest-rate sensitivity.

Investment

Bond Yield to Maturity (YTM) Calculator

Solve YTM from price, coupon and maturity via bisection — with current yield.

Investment

CAGR Calculator

Calculate the Compound Annual Growth Rate between a beginning and ending value.

Investment

HSA Contribution Calculator

2025 HSA limits, catch-up, employer contribution and federal tax savings.

Investment

Lumpsum Calculator

Project the future value of a one-time lump-sum investment using compound growth.

Investment

Municipal Bond Yield Calculator

Compare a muni bond to a taxable bond on after-tax basis with in-state/out-of-state and NIIT.

Investment

Pension Lump Sum vs Annuity Calculator

Compare a lump-sum pension buyout to lifetime monthly annuity payments.

Investment

Pension Payout Calculator

Defined-benefit pension using final salary × years × multiplier.

Investment

Portfolio Rebalancing Calculator

Buy/sell amounts per asset sleeve to restore target allocation with drift bands.

Investment

Required Retirement Income Calculator

Nest egg needed to replace target percentage of pre-retirement income.

Investment

RMD by Year Calculator

Multi-year Required Minimum Distribution schedule using the IRS Uniform Lifetime Table.

Investment

RMD Calculator

IRS Required Minimum Distribution from IRAs and 401(k)s at age 73+.

Investment

ROI Calculator

Calculate return on investment as a percentage.

Investment

Roth Conversion Break-Even Calculator

Years to recoup the tax cost of a Traditional-to-Roth IRA conversion.

Investment

SEP-IRA Contribution Calculator

Maximum SEP-IRA contribution for the self-employed (2025 limits).

Investment

Sequence of Returns Risk Calculator

Compare bad-returns-first vs good-returns-first retirement scenarios at the same average return.

Investment

SIMPLE IRA Calculator

Employee + employer SIMPLE IRA contributions with 3% match or 2% non-elective.

Investment

SIP Calculator

Estimate the future value of monthly SIP investments.

Investment

Social Security Benefits Calculator

Estimated monthly Social Security benefit at your chosen claim age.

Investment

SWP Calculator

Simulate a Systematic Withdrawal Plan month-by-month and see the remaining corpus over time.

Investment

Tax-Equivalent Yield Calculator

Convert a tax-free yield into its taxable equivalent using federal, state, and NIIT rates.

Investment

Traditional IRA Calculator

Future balance and tax deduction from Traditional IRA contributions.

Investment

Treasury Bill Calculator

Discount purchase price, interest earned, and bond-equivalent yield on 4–52 week T-Bills.

Investment

Treasury Bond Calculator

Semiannual-coupon Treasury Bond and Note pricing at any market YTM.

Investment

XIRR Calculator

Compute the annualised return on irregular cash flows — the same XIRR used by Excel and Google Sheets.

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Frequently asked questions

Frequently Asked Questions