Finance Calculators
Loans, EMI, mortgages, savings and core financial calculators.
53 free finance calculators — no signup, mobile-friendly, formulas verified by our editorial team.
Featured finance calculators
Cash-Out Refinance Calculator
How much cash you can pull from your home with an 80% LTV refinance.
Compound Interest Calculator
See how money grows with compounding over time.
Debt Consolidation Calculator
Compare current debts to a single consolidation loan.
Mortgage Calculator
Estimate monthly mortgage payments, interest and amortization.
Mortgage Discount Points Break-Even Calculator
Break-even on buying discount points to lower your mortgage rate.
All finance calculators
Cash-Out Refinance Calculator
How much cash you can pull from your home with an 80% LTV refinance.
Compound Interest Calculator
See how money grows with compounding over time.
Debt Consolidation Calculator
Compare current debts to a single consolidation loan.
Mortgage Calculator
Estimate monthly mortgage payments, interest and amortization.
Mortgage Discount Points Break-Even Calculator
Break-even on buying discount points to lower your mortgage rate.
Amortization Schedule Calculator
Break down each mortgage payment into principal and interest.
APR Calculator
True annualized borrowing cost including upfront fees.
ARM Mortgage Calculator
Estimate initial and reset payments on an adjustable-rate mortgage.
Auto Loan Calculator
Work out monthly car loan payments and total interest.
Balance Transfer Calculator
Interest saved by moving credit-card debt to a 0% APR promo card.
Balloon Mortgage Calculator
Monthly payment plus lump-sum balloon due at end of a short term.
Bi-Weekly Mortgage Calculator
Estimate savings from switching from monthly to bi-weekly mortgage payments.
Bridge Loan Calculator
Interest-only bridge financing with balloon payoff when the departing home sells.
Business Loan Calculator
Estimate the monthly payment, total interest and total repayment on a business term loan.
CD Calculator (Certificate of Deposit)
Maturity value and interest on a fixed-rate US Certificate of Deposit.
Construction Loan Calculator
Interest-only construction phase plus permanent P&I on a construction-to-perm loan.
Credit Card Payoff Calculator
Plan how fast you can pay off credit card debt.
Credit Score Improvement Calculator
Projected FICO score lift from cutting utilization and adding on-time months.
Credit Utilization Calculator
Overall and per-card credit utilization ratio for FICO health.
Debt Avalanche Calculator
Pay highest APR first for the lowest total interest.
Debt Snowball Calculator
Pay smallest balance first for fast wins and momentum.
DTI Calculator (Debt-to-Income)
Front-end and back-end debt-to-income ratios for mortgage qualification.
Emergency Fund Calculator
How much emergency savings you need and how fast to fund it.
EMI Calculator
Compute monthly EMI for any principal, interest rate and tenure.
FHA Loan Calculator
US FHA loan payment estimator including upfront and annual MIP.
HELOC Calculator
Home Equity Line of Credit payment estimator (draw + repayment phase).
HELOC vs Home Equity Loan Calculator
Compare fixed HEL to a variable HELOC over draw and repayment periods.
Home Equity Loan Calculator
Fixed-rate second mortgage payment calculator.
Home Loan Calculator
Estimate the monthly EMI, total interest and total cost of a home loan from home price, down payment, rate and term.
Inflation Calculator
Purchasing power of money over time and future cost projections.
Interest-Only Mortgage Calculator
Interest-only payment during IO period and jump when the loan recasts.
Land Loan Calculator
Monthly payment and interest on raw or improved land purchases.
Loan Affordability Calculator
Find out how much loan you can afford based on your income, existing debt, target DTI, interest rate and term.
Loan Calculator
Calculate EMI for any loan amount, tenure and interest rate.
Minimum Payment Calculator
How long minimum-only payments take to clear a credit-card balance.
Mortgage Buydown Calculator
2-1, 3-2-1 and 1-0 temporary buydowns — year-by-year payment and seller subsidy.
Mortgage Escrow Calculator
Monthly escrow for taxes and insurance plus the RESPA 2-month initial cushion.
Mortgage Lock vs Float Calculator
Compare locking your rate today against floating to an expected future rate.
Mortgage Payoff Calculator
See how extra payments shorten your mortgage and cut total interest.
Mortgage Points Calculator
Decide whether buying discount points to lower your mortgage rate is worth it.
Mortgage Recast Calculator
Lump-sum principal payment re-amortized to a lower monthly payment.
Mortgage Refinance Calculator
Compare your current mortgage to a refinance and find the break-even point.
Net Worth Calculator
Assets minus liabilities — track your total wealth.
Personal Loan Calculator
Estimate monthly EMI, total interest and total cost of a personal loan.
Reverse Mortgage Calculator (HECM)
FHA HECM available cash for homeowners 62+.
Savings Goal Calculator
Monthly deposit to hit a savings goal by a target date.
SBA Loan Calculator
7(a), 504, and Microloan payment with SBA guarantee fee.
Simple Interest Calculator
Quickly compute simple interest on a principal amount.
Student Loan Calculator
Estimate the monthly payment, total interest and total repayment on a federal or private student loan.
Student Loan Payoff Strategy Calculator
Avalanche vs snowball payoff comparison across multiple student loans.
Student Loan Refinance Calculator
Compare current vs refinanced student loan payments, interest, and break-even period.
USDA Loan Calculator
Zero-down USDA rural loan payment with guarantee fee.
VA Loan Calculator
US VA loan payment estimator with funding fee and 0% down.
Popular in finance
Amortization Schedule Calculator
Break down each mortgage payment into principal and interest.
APR Calculator
True annualized borrowing cost including upfront fees.
ARM Mortgage Calculator
Estimate initial and reset payments on an adjustable-rate mortgage.
Auto Loan Calculator
Work out monthly car loan payments and total interest.
Balance Transfer Calculator
Interest saved by moving credit-card debt to a 0% APR promo card.
Balloon Mortgage Calculator
Monthly payment plus lump-sum balloon due at end of a short term.
Recently added
Mortgage Discount Points Break-Even Calculator
Break-even on buying discount points to lower your mortgage rate.
Mortgage Lock vs Float Calculator
Compare locking your rate today against floating to an expected future rate.
Mortgage Escrow Calculator
Monthly escrow for taxes and insurance plus the RESPA 2-month initial cushion.
Bridge Loan Calculator
Interest-only bridge financing with balloon payoff when the departing home sells.
Construction Loan Calculator
Interest-only construction phase plus permanent P&I on a construction-to-perm loan.
Land Loan Calculator
Monthly payment and interest on raw or improved land purchases.