Compound Interest Calculator

See how money grows with compounding over time.

Inputs

USD
USD
%
yrs

Result

Future Value

$300,850.72

After 20 years

Total Contributions$130,000.00
Total Interest Earned$170,850.72

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Formula

FV = P × (1 + r/m)^(m·t) + C × ((1 + r/m)^(m·t) − 1) / (r/m), where P is the principal, C is the per-period contribution, r is the annual rate, m is the compounding frequency, and t is the number of years.

How it works

A compound interest calculator projects the future value of an investment that earns interest on its principal and on previously earned interest, optionally with regular contributions.

Example

Example: $10,000 invested at 7% with $500/month contributions for 20 years, compounded monthly, grows to roughly $300,850.72. Of that, $130,000 is contributions and about $170,850.72 is interest earned.

Frequently Asked Questions

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Disclaimer: Results are estimates for informational purposes only and should not be considered financial, medical, legal, or professional advice. Always consult a qualified professional before making decisions.