Insurance Calculators
Life, health, term and vehicle insurance calculators.
31 free insurance calculators — no signup, mobile-friendly, formulas verified by our editorial team.
Featured insurance calculators
Health Insurance Calculator
Get a suggested health insurance coverage range for your family, city and age band.
Insurance Replacement Cost Calculator
Home rebuild cost with Coverage A/B/C/D defaults (Marshall & Swift).
Life Insurance Needs Calculator
DIME method: Debt + Income + Mortgage + Education − assets = coverage.
Retirement Insurance Calculator
Estimate the inflation-adjusted retirement corpus you need and the protection gap to fill.
All insurance calculators
Health Insurance Calculator
Get a suggested health insurance coverage range for your family, city and age band.
Insurance Replacement Cost Calculator
Home rebuild cost with Coverage A/B/C/D defaults (Marshall & Swift).
Life Insurance Needs Calculator
DIME method: Debt + Income + Mortgage + Education − assets = coverage.
Retirement Insurance Calculator
Estimate the inflation-adjusted retirement corpus you need and the protection gap to fill.
Auto Insurance Deductible Calculator
Compare deductible tiers: annual savings and break-even years per III guidance.
Boat Insurance Calculator
Boat premium by hull value, length, type and cruising waters.
Car Insurance Calculator
Estimate car insurance premiums.
Condo Insurance Calculator (HO-6)
HO-6 walls-in, contents and liability premium estimate.
Cyber Liability Insurance Calculator
Cyber policy premium for SMBs by revenue, records and industry.
Disability Insurance Calculator
How much long-term disability coverage you need.
Earthquake Insurance Calculator
Earthquake premium by state risk band and dwelling deductible.
Flood Insurance Calculator
NFIP flood premium estimate by FEMA zone, dwelling and contents.
HDFC Life Calculator
Independent HDFC Life-style life-insurance premium estimator with editable rate assumptions.
Home Insurance Calculator
Estimate US homeowners insurance from dwelling coverage.
HSA vs PPO Calculator
Annual cost comparison of an HDHP+HSA against a traditional PPO plan.
ICICI Prudential Calculator
Independent ICICI Prudential-style life-insurance premium estimator with annual and monthly projections.
LIC Jeevan Anand Calculator
Independent LIC Jeevan Anand-style premium and maturity estimator with editable bonus assumptions.
LIC Jeevan Umang Calculator
Independent LIC Jeevan Umang-style whole-life calculator with 8% annual survival benefit projection.
LIC Maturity Calculator
Estimate the maturity value of an LIC-style endowment policy from premium, term, and bonus.
LIC Premium Calculator
Estimate an LIC-style endowment annual premium by age, sum assured, and term.
Life Insurance Calculator
Estimate the right life cover for your family.
Long-Term Care Insurance Calculator
Long-term care premium estimate by age, gender, and daily benefit.
Medicare Part B Premium Calculator
2025 Part B premium ($185 base) + IRMAA surcharges by MAGI and filing status.
Medicare Part D Cost Calculator
2025 Part D total monthly cost: private plan premium + IRMAA surcharge.
Motorcycle Insurance Calculator
Motorcycle premium by cc, rider age, state and driving record.
Pet Insurance Calculator
Monthly pet insurance cost by species, age, coverage and deductible.
Renters Insurance Calculator
Estimated annual renters insurance premium by contents and ZIP risk.
SBI Life Premium Calculator
Independent SBI Life-style premium estimator with annual and monthly premium projections.
Self-Insurance vs Traditional Calculator
Compare paying a premium vs investing it and retaining risk.
Term Insurance Calculator
Find the ideal term plan sum assured.
Umbrella Insurance Calculator
Suggested umbrella coverage and premium range based on net worth.
Popular in insurance
Auto Insurance Deductible Calculator
Compare deductible tiers: annual savings and break-even years per III guidance.
Boat Insurance Calculator
Boat premium by hull value, length, type and cruising waters.
Car Insurance Calculator
Estimate car insurance premiums.
Condo Insurance Calculator (HO-6)
HO-6 walls-in, contents and liability premium estimate.
Cyber Liability Insurance Calculator
Cyber policy premium for SMBs by revenue, records and industry.
Disability Insurance Calculator
How much long-term disability coverage you need.
Recently added
Self-Insurance vs Traditional Calculator
Compare paying a premium vs investing it and retaining risk.
Insurance Replacement Cost Calculator
Home rebuild cost with Coverage A/B/C/D defaults (Marshall & Swift).
Auto Insurance Deductible Calculator
Compare deductible tiers: annual savings and break-even years per III guidance.
Medicare Part D Cost Calculator
2025 Part D total monthly cost: private plan premium + IRMAA surcharge.
Medicare Part B Premium Calculator
2025 Part B premium ($185 base) + IRMAA surcharges by MAGI and filing status.
HSA vs PPO Calculator
Annual cost comparison of an HDHP+HSA against a traditional PPO plan.