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Mortgage, loan, investment, insurance, tax and business calculators — fast, accurate, and beautifully simple.
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Loan Calculator
Calculate EMI, total interest and cost for any loan.
EMI Calculator
Monthly EMI for home, personal, auto and business loans.
Mortgage Calculator
Estimate monthly mortgage payments, interest and amortization.
Compound Interest Calculator
How money grows with compounding over time.
Mortgage Refinance Calculator
Compare current mortgage to a refinance; find break-even.
Amortization Schedule Calculator
Break down each payment into principal and interest.
USDA Loan Calculator
Zero-down USDA rural loan payment with guarantee fee.
APR Calculator
True annualized borrowing cost including upfront fees.
Debt Consolidation Calculator
Compare current debts to a single consolidation loan.
Debt Snowball Calculator
Pay smallest balance first for fast wins and momentum.
Savings Goal Calculator
Monthly deposit to hit a savings goal by a target date.
Roth IRA Calculator
Tax-free retirement growth from Roth IRA contributions.
401(k) Calculator
401(k) balance at retirement with employer match.
Car Insurance Calculator
Estimate US auto insurance premiums by state and driver profile.
Home Insurance Calculator
Estimate US homeowners insurance from dwelling coverage.
Property Tax Calculator
Annual property tax from assessed value and rate.
Closing Costs Calculator
US home purchase closing costs — 2-5% of price.
Down Payment Calculator
Target home down payment and monthly savings plan.
SIP Calculator
Future value of monthly SIP investments.
Retirement Savings Calculator
Corpus needed for retirement with monthly savings plan.
Income Tax Calculator
Annual income tax across regions.
Percentage Calculator
Common percentage problems, fast.
DTI Calculator (Debt-to-Income)
Front-end and back-end debt-to-income ratios for mortgage qualification.
Inflation Calculator
Purchasing power of money over time and future cost projections.
Net Worth Calculator
Assets minus liabilities — track your total wealth.
Rent vs Buy Calculator
Compare total cost of renting vs buying over your holding period.
Social Security Benefits Calculator
Estimated monthly Social Security benefit at your chosen claim age.
Paycheck Calculator (US)
Take-home pay after federal, FICA, and state taxes.
Self-Employment Tax Calculator
15.3% SE tax (Social Security + Medicare) for freelancers and 1099 workers.
W-4 Withholding Calculator
Federal tax withheld per paycheck using 2025 IRS brackets.
Bonus Tax Calculator
IRS 22% supplemental method plus FICA and state on your bonus.
Credit Utilization Calculator
Overall and per-card credit utilization ratio for FICO health.
Business Valuation Calculator
Small-business valuation via revenue, EBITDA, and SDE multiples.
FICA Tax Calculator
Social Security + Medicare withholding, including SECA for self-employed.
Long-Term Capital Gains Calculator
0% / 15% / 20% federal LTCG plus 3.8% NIIT on assets held over a year.
State Income Tax Calculator
Top marginal state income tax across all 50 states plus DC (2025).
Flood Insurance Calculator
NFIP flood premium estimate by FEMA zone, dwelling and contents.
Pet Insurance Calculator
Monthly pet insurance cost by species, age, coverage and deductible.
Life Insurance Needs Calculator
DIME method: Debt + Income + Mortgage + Education − assets = coverage.
Solo 401(k) Calculator
Employee + employer contribution limits for self-employed retirement (2025).
Backdoor Roth IRA Calculator
Nondeductible IRA to Roth conversion with pro-rata rule check.
Pension Lump Sum vs Annuity Calculator
Compare a lump-sum pension buyout to lifetime monthly annuity payments.
Required Retirement Income Calculator
Nest egg needed to replace target percentage of pre-retirement income.
Retirement Withdrawal Calculator
Stress-test your withdrawal plan against sequence-of-returns risk.
Retirement Tax Calculator
Federal tax on Traditional, Roth, Social Security and pension income.
NPV Calculator
Net Present Value of a project's cash flows discounted at your cost of capital.
IRR Calculator
Internal Rate of Return with Newton-Raphson solver and hurdle-rate check.
WACC Calculator
Weighted Average Cost of Capital blending equity and after-tax debt.
EBITDA Calculator
EBITDA and EBITDA margin with top-down and bottom-up reconciliation.
Return on Equity (ROE) Calculator
Shareholder returns with DuPont 3-step decomposition.
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Finance
Loans, mortgages, interest, EMI and personal finance tools.
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Rent vs buy, property tax, affordability and rental yield.
Investment
SIP, mutual funds, retirement and compounding calculators.
Insurance
Life, term, health and policy premium estimators.
Tax
Income tax, sales tax, GST/VAT and payroll tax helpers.
Business
CAC, LTV, ROI and creator-economy calculators.
Student
GPA, grade, percentage and academic planning tools.
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11 Calculators
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5 Calculators
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4 Calculators
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3 Calculators
Editor's picks
Featured Calculators
Mortgage Calculator
Estimate monthly mortgage payments, interest and amortization.
Compound Interest Calculator
How money grows with compounding over time.
Debt Consolidation Calculator
Compare current debts to a single consolidation loan.
Roth IRA Calculator
Tax-free retirement growth from Roth IRA contributions.
401(k) Calculator
401(k) balance at retirement with employer match.
FIRE Calculator
Target corpus for Financial Independence Retire Early.
Retirement Savings Calculator
Corpus needed for retirement with monthly savings plan.
Cash-Out Refinance Calculator
How much cash you can pull from your home with an 80% LTV refinance.
Rent vs Buy Calculator
Compare total cost of renting vs buying over your holding period.
Paycheck Calculator (US)
Take-home pay after federal, FICA, and state taxes.
Roth Conversion Calculator
Federal tax owed to convert a Traditional IRA to a Roth IRA.
DSCR Loan Calculator
Debt-service coverage ratio for investment-property loans (no income doc).
Life Insurance Needs Calculator
DIME method: Debt + Income + Mortgage + Education − assets = coverage.
Solo 401(k) Calculator
Employee + employer contribution limits for self-employed retirement (2025).
Mega Backdoor Roth Calculator
After-tax 401(k) headroom up to the $70k §415(c) cap.
Retirement Withdrawal Calculator
Stress-test your withdrawal plan against sequence-of-returns risk.
NPV Calculator
Net Present Value of a project's cash flows discounted at your cost of capital.
WACC Calculator
Weighted Average Cost of Capital blending equity and after-tax debt.
EBITDA Calculator
EBITDA and EBITDA margin with top-down and bottom-up reconciliation.
Just added
Latest Calculators
DTI Calculator (Debt-to-Income)
Front-end and back-end debt-to-income ratios for mortgage qualification.
CD Calculator (Certificate of Deposit)
Maturity value and interest on a fixed-rate US Certificate of Deposit.
Inflation Calculator
Purchasing power of money over time and future cost projections.
Net Worth Calculator
Assets minus liabilities — track your total wealth.
Cash-Out Refinance Calculator
How much cash you can pull from your home with an 80% LTV refinance.
Reverse Mortgage Calculator (HECM)
FHA HECM available cash for homeowners 62+.
SBA Loan Calculator
7(a), 504, and Microloan payment with SBA guarantee fee.
Rent vs Buy Calculator
Compare total cost of renting vs buying over your holding period.
Traditional IRA Calculator
Future balance and tax deduction from Traditional IRA contributions.
Social Security Benefits Calculator
Estimated monthly Social Security benefit at your chosen claim age.
RMD Calculator
IRS Required Minimum Distribution from IRAs and 401(k)s at age 73+.
Paycheck Calculator (US)
Take-home pay after federal, FICA, and state taxes.
Self-Employment Tax Calculator
15.3% SE tax (Social Security + Medicare) for freelancers and 1099 workers.
Break-Even Calculator
Units and revenue needed to cover fixed and variable costs.
Profit Margin Calculator
Gross, operating, and net profit margins from your P&L.
Balloon Mortgage Calculator
Monthly payment plus lump-sum balloon due at end of a short term.
Interest-Only Mortgage Calculator
Interest-only payment during IO period and jump when the loan recasts.
W-4 Withholding Calculator
Federal tax withheld per paycheck using 2025 IRS brackets.
Bonus Tax Calculator
IRS 22% supplemental method plus FICA and state on your bonus.
Estimated Quarterly Tax Calculator
IRS Form 1040-ES quarterly payment for self-employed filers.
Effective Tax Rate Calculator
Effective vs marginal federal tax rate on your income.
Credit Utilization Calculator
Overall and per-card credit utilization ratio for FICO health.
Balance Transfer Calculator
Interest saved by moving credit-card debt to a 0% APR promo card.
Minimum Payment Calculator
How long minimum-only payments take to clear a credit-card balance.
Credit Score Improvement Calculator
Projected FICO score lift from cutting utilization and adding on-time months.
SEP-IRA Contribution Calculator
Maximum SEP-IRA contribution for the self-employed (2025 limits).
SIMPLE IRA Calculator
Employee + employer SIMPLE IRA contributions with 3% match or 2% non-elective.
Roth Conversion Calculator
Federal tax owed to convert a Traditional IRA to a Roth IRA.
401(k) Rollover Calculator
Extra money kept by rolling an old 401(k) to a low-cost IRA.
Umbrella Insurance Calculator
Suggested umbrella coverage and premium range based on net worth.
Renters Insurance Calculator
Estimated annual renters insurance premium by contents and ZIP risk.
Long-Term Care Insurance Calculator
Long-term care premium estimate by age, gender, and daily benefit.
Business Valuation Calculator
Small-business valuation via revenue, EBITDA, and SDE multiples.
Cash Flow Calculator
Operating cash flow and free cash flow from your P&L and CapEx.
Payback Period Calculator
Simple and discounted payback period for a capital investment.
DSCR Loan Calculator
Debt-service coverage ratio for investment-property loans (no income doc).
FICA Tax Calculator
Social Security + Medicare withholding, including SECA for self-employed.
Short-Term Capital Gains Calculator
Federal tax on assets held one year or less, stacked on ordinary income.
Long-Term Capital Gains Calculator
0% / 15% / 20% federal LTCG plus 3.8% NIIT on assets held over a year.
Alternative Minimum Tax (AMT) Calculator
2025 AMT exemption, 26/28% rates, and phase-out to see if you owe AMT.
State Income Tax Calculator
Top marginal state income tax across all 50 states plus DC (2025).
Payroll Tax Calculator
Employer-loaded cost: FICA match, FUTA and SUTA on top of gross wages.
Flood Insurance Calculator
NFIP flood premium estimate by FEMA zone, dwelling and contents.
Earthquake Insurance Calculator
Earthquake premium by state risk band and dwelling deductible.
Pet Insurance Calculator
Monthly pet insurance cost by species, age, coverage and deductible.
Cyber Liability Insurance Calculator
Cyber policy premium for SMBs by revenue, records and industry.
Life Insurance Needs Calculator
DIME method: Debt + Income + Mortgage + Education − assets = coverage.
Condo Insurance Calculator (HO-6)
HO-6 walls-in, contents and liability premium estimate.
Motorcycle Insurance Calculator
Motorcycle premium by cc, rider age, state and driving record.
Boat Insurance Calculator
Boat premium by hull value, length, type and cruising waters.
Solo 401(k) Calculator
Employee + employer contribution limits for self-employed retirement (2025).
Backdoor Roth IRA Calculator
Nondeductible IRA to Roth conversion with pro-rata rule check.
Mega Backdoor Roth Calculator
After-tax 401(k) headroom up to the $70k §415(c) cap.
Pension Lump Sum vs Annuity Calculator
Compare a lump-sum pension buyout to lifetime monthly annuity payments.
Pension Payout Calculator
Defined-benefit pension using final salary × years × multiplier.
Required Retirement Income Calculator
Nest egg needed to replace target percentage of pre-retirement income.
Retirement Withdrawal Calculator
Stress-test your withdrawal plan against sequence-of-returns risk.
Retirement Tax Calculator
Federal tax on Traditional, Roth, Social Security and pension income.
Annuity Payout Calculator
Monthly income from a fixed period-certain or lifetime annuity.
NPV Calculator
Net Present Value of a project's cash flows discounted at your cost of capital.
IRR Calculator
Internal Rate of Return with Newton-Raphson solver and hurdle-rate check.
WACC Calculator
Weighted Average Cost of Capital blending equity and after-tax debt.
Working Capital Calculator
Working capital, current ratio and quick (acid-test) ratio.
Inventory Turnover Calculator
How many times inventory turns per year, from COGS and average inventory.
Inventory Days Calculator
Days Inventory Outstanding (DIO) and carrying-cost estimate.
EBITDA Calculator
EBITDA and EBITDA margin with top-down and bottom-up reconciliation.
Return on Assets (ROA) Calculator
Net income divided by average total assets — asset productivity metric.
Return on Equity (ROE) Calculator
Shareholder returns with DuPont 3-step decomposition.
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