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Mortgage, loan, investment, insurance, tax and business calculators — fast, accurate, and beautifully simple.
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Popular Calculators
Loan Calculator
Calculate EMI, total interest and cost for any loan.
EMI Calculator
Monthly EMI for home, personal, auto and business loans.
Mortgage Calculator
Estimate monthly mortgage payments, interest and amortization.
Compound Interest Calculator
How money grows with compounding over time.
Mortgage Refinance Calculator
Compare current mortgage to a refinance; find break-even.
Amortization Schedule Calculator
Break down each payment into principal and interest.
USDA Loan Calculator
Zero-down USDA rural loan payment with guarantee fee.
APR Calculator
True annualized borrowing cost including upfront fees.
Debt Consolidation Calculator
Compare current debts to a single consolidation loan.
Debt Snowball Calculator
Pay smallest balance first for fast wins and momentum.
Savings Goal Calculator
Monthly deposit to hit a savings goal by a target date.
Roth IRA Calculator
Tax-free retirement growth from Roth IRA contributions.
401(k) Calculator
401(k) balance at retirement with employer match.
Car Insurance Calculator
Estimate US auto insurance premiums by state and driver profile.
Home Insurance Calculator
Estimate US homeowners insurance from dwelling coverage.
Property Tax Calculator
Annual property tax from assessed value and rate.
Closing Costs Calculator
US home purchase closing costs — 2-5% of price.
Down Payment Calculator
Target home down payment and monthly savings plan.
SIP Calculator
Future value of monthly SIP investments.
Retirement Savings Calculator
Corpus needed for retirement with monthly savings plan.
Income Tax Calculator
Annual income tax across regions.
Percentage Calculator
Common percentage problems, fast.
DTI Calculator (Debt-to-Income)
Front-end and back-end debt-to-income ratios for mortgage qualification.
Inflation Calculator
Purchasing power of money over time and future cost projections.
Net Worth Calculator
Assets minus liabilities — track your total wealth.
Rent vs Buy Calculator
Compare total cost of renting vs buying over your holding period.
Social Security Benefits Calculator
Estimated monthly Social Security benefit at your chosen claim age.
Paycheck Calculator (US)
Take-home pay after federal, FICA, and state taxes.
Self-Employment Tax Calculator
15.3% SE tax (Social Security + Medicare) for freelancers and 1099 workers.
W-4 Withholding Calculator
Federal tax withheld per paycheck using 2025 IRS brackets.
Bonus Tax Calculator
IRS 22% supplemental method plus FICA and state on your bonus.
Credit Utilization Calculator
Overall and per-card credit utilization ratio for FICO health.
Business Valuation Calculator
Small-business valuation via revenue, EBITDA, and SDE multiples.
FICA Tax Calculator
Social Security + Medicare withholding, including SECA for self-employed.
Long-Term Capital Gains Calculator
0% / 15% / 20% federal LTCG plus 3.8% NIIT on assets held over a year.
State Income Tax Calculator
Top marginal state income tax across all 50 states plus DC (2025).
Flood Insurance Calculator
NFIP flood premium estimate by FEMA zone, dwelling and contents.
Pet Insurance Calculator
Monthly pet insurance cost by species, age, coverage and deductible.
Life Insurance Needs Calculator
DIME method: Debt + Income + Mortgage + Education − assets = coverage.
Auto Insurance Deductible Calculator
Compare deductible tiers: annual savings and break-even years per III guidance.
Solo 401(k) Calculator
Employee + employer contribution limits for self-employed retirement (2025).
Backdoor Roth IRA Calculator
Nondeductible IRA to Roth conversion with pro-rata rule check.
Pension Lump Sum vs Annuity Calculator
Compare a lump-sum pension buyout to lifetime monthly annuity payments.
Required Retirement Income Calculator
Nest egg needed to replace target percentage of pre-retirement income.
Retirement Withdrawal Calculator
Stress-test your withdrawal plan against sequence-of-returns risk.
Retirement Tax Calculator
Federal tax on Traditional, Roth, Social Security and pension income.
NPV Calculator
Net Present Value of a project's cash flows discounted at your cost of capital.
IRR Calculator
Internal Rate of Return with Newton-Raphson solver and hurdle-rate check.
WACC Calculator
Weighted Average Cost of Capital blending equity and after-tax debt.
EBITDA Calculator
EBITDA and EBITDA margin with top-down and bottom-up reconciliation.
Return on Equity (ROE) Calculator
Shareholder returns with DuPont 3-step decomposition.
Mortgage Buydown Calculator
2-1, 3-2-1 and 1-0 temporary buydowns — year-by-year payment and seller subsidy.
HELOC vs Home Equity Loan Calculator
Compare fixed HEL to a variable HELOC over draw and repayment periods.
Social Security Break-Even Calculator
Break-even age for claiming early (62) vs delaying to Full Retirement Age or 70.
Medicare IRMAA Calculator
2025 Part B and Part D IRMAA surcharges by MAGI and filing status.
HSA Contribution Calculator
2025 HSA limits, catch-up, employer contribution and federal tax savings.
HSA vs PPO Calculator
Annual cost comparison of an HDHP+HSA against a traditional PPO plan.
Dividend Reinvestment (DRIP) Calculator
Compound share count and dividends over decades of DRIP investing.
Treasury Bill Calculator
Discount purchase price, interest earned, and bond-equivalent yield on 4–52 week T-Bills.
Treasury Bond Calculator
Semiannual-coupon Treasury Bond and Note pricing at any market YTM.
Series I Savings Bond Calculator
Composite rate, growth and early-redemption penalty on Series I Savings Bonds.
Bond Yield to Maturity (YTM) Calculator
Solve YTM from price, coupon and maturity via bisection — with current yield.
Sequence of Returns Risk Calculator
Compare bad-returns-first vs good-returns-first retirement scenarios at the same average return.
Safe Withdrawal Rate Calculator
Solve the Bengen-style SWR that funds your horizon at a chosen real return.
Gift Tax Calculator
2025 annual exclusion, lifetime unified credit and Form 709 filing check.
Estate Tax Calculator
2025 federal estate tax with $13.99M exemption, portability, marital and charitable deductions.
Medicare Part B Premium Calculator
2025 Part B premium ($185 base) + IRMAA surcharges by MAGI and filing status.
Roth vs Traditional IRA Calculator
Compare after-tax retirement value of Roth and Traditional IRA at the same contribution.
Roth Conversion Break-Even Calculator
Years to recoup the tax cost of a Traditional-to-Roth IRA conversion.
Tax-Loss Harvesting Calculator
Federal tax saved by harvesting losses against gains and $3,000 of ordinary income.
529 College Savings Calculator
Project a 529 plan balance and estimated state income-tax savings.
College Cost Calculator (USA)
Project total college cost with annual tuition inflation and enrollment years.
Student Loan Refinance Calculator
Compare current vs refinanced student loan payments, interest, and break-even period.
Student Loan Payoff Strategy Calculator
Avalanche vs snowball payoff comparison across multiple student loans.
1031 Exchange Calculator
Defer real-estate capital gains under IRC §1031: recognized boot, deferred gain, and carryover basis.
RSU Tax Calculator
Federal, FICA, and state tax on vested RSUs with 22%/37% supplemental withholding.
Stock Options (ISO/NSO) Tax Calculator
ISO AMT preference vs. NSO ordinary income at exercise, with cost basis and FICA breakdown.
ESPP Gain Calculator
Qualified §423 ESPP: ordinary income vs. capital gain on qualifying and disqualifying dispositions.
Qualified Dividends Tax Calculator
2025 preferential 0/15/20% rates on qualified dividends plus 3.8% NIIT stacking.
Tax-Equivalent Yield Calculator
Convert a tax-free yield into its taxable equivalent using federal, state, and NIIT rates.
Municipal Bond Yield Calculator
Compare a muni bond to a taxable bond on after-tax basis with in-state/out-of-state and NIIT.
Capital Loss Carryover Calculator
$3,000/yr ordinary offset under §1211(b) with ST/LT character preserved on carryforward.
Net Investment Income Tax (NIIT) Calculator
3.8% NIIT under IRC §1411 on the lesser of net investment income or MAGI over threshold.
Kiddie Tax Calculator
2025 Form 8615 tiers: $1,350 exempt, next $1,350 at child's rate, above $2,700 at parent's rate.
Home Selling Cost Calculator
Total US seller costs — commission, closing fees, prep and concessions — with % of sale price.
Home Sale Capital Gains Tax Calculator
Federal capital gains tax on a home sale with the IRC §121 $250k/$500k principal-residence exclusion.
Real Estate Commission Calculator
Listing- and buyer-agent commission split after the 2024 NAR settlement.
Net Proceeds from Home Sale Calculator
Cash to seller at closing after mortgage payoff, commission and closing costs.
Construction Loan Calculator
Interest-only construction phase plus permanent P&I on a construction-to-perm loan.
Bridge Loan Calculator
Interest-only bridge financing with balloon payoff when the departing home sells.
Property Tax Proration Calculator
Split annual property tax between buyer and seller by closing day using a 365-day proration.
Transfer Tax Calculator
State + county deed transfer tax on a US home sale.
Appraisal Gap Calculator
Extra cash needed when the appraisal comes in below the purchase price.
Seller Net Sheet Calculator
Estimated cash to the seller after mortgage payoff, commission, closing costs and credits.
Cash to Close Calculator
Certified funds needed at closing — down payment, closing costs, prepaids minus credits.
Mortgage Escrow Calculator
Monthly escrow for taxes and insurance plus the RESPA 2-month initial cushion.
Mortgage Lock vs Float Calculator
Compare locking your rate today against floating to an expected future rate.
Mortgage Discount Points Break-Even Calculator
Break-even on buying discount points to lower your mortgage rate.
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Loans, mortgages, interest, EMI and personal finance tools.
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Rent vs buy, property tax, affordability and rental yield.
Investment
SIP, mutual funds, retirement and compounding calculators.
Insurance
Life, term, health and policy premium estimators.
Tax
Income tax, sales tax, GST/VAT and payroll tax helpers.
Business
CAC, LTV, ROI and creator-economy calculators.
Student
GPA, grade, percentage and academic planning tools.
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Browse calculators by category and instantly see how many calculators are available in each niche.
Editor's picks
Featured Calculators
Mortgage Calculator
Estimate monthly mortgage payments, interest and amortization.
Compound Interest Calculator
How money grows with compounding over time.
Debt Consolidation Calculator
Compare current debts to a single consolidation loan.
Roth IRA Calculator
Tax-free retirement growth from Roth IRA contributions.
401(k) Calculator
401(k) balance at retirement with employer match.
FIRE Calculator
Target corpus for Financial Independence Retire Early.
Retirement Savings Calculator
Corpus needed for retirement with monthly savings plan.
Cash-Out Refinance Calculator
How much cash you can pull from your home with an 80% LTV refinance.
Rent vs Buy Calculator
Compare total cost of renting vs buying over your holding period.
Paycheck Calculator (US)
Take-home pay after federal, FICA, and state taxes.
Roth Conversion Calculator
Federal tax owed to convert a Traditional IRA to a Roth IRA.
DSCR Loan Calculator
Debt-service coverage ratio for investment-property loans (no income doc).
Life Insurance Needs Calculator
DIME method: Debt + Income + Mortgage + Education − assets = coverage.
Insurance Replacement Cost Calculator
Home rebuild cost with Coverage A/B/C/D defaults (Marshall & Swift).
Solo 401(k) Calculator
Employee + employer contribution limits for self-employed retirement (2025).
Mega Backdoor Roth Calculator
After-tax 401(k) headroom up to the $70k §415(c) cap.
Retirement Withdrawal Calculator
Stress-test your withdrawal plan against sequence-of-returns risk.
NPV Calculator
Net Present Value of a project's cash flows discounted at your cost of capital.
WACC Calculator
Weighted Average Cost of Capital blending equity and after-tax debt.
EBITDA Calculator
EBITDA and EBITDA margin with top-down and bottom-up reconciliation.
Social Security Break-Even Calculator
Break-even age for claiming early (62) vs delaying to Full Retirement Age or 70.
Dividend Reinvestment (DRIP) Calculator
Compound share count and dividends over decades of DRIP investing.
Series I Savings Bond Calculator
Composite rate, growth and early-redemption penalty on Series I Savings Bonds.
Safe Withdrawal Rate Calculator
Solve the Bengen-style SWR that funds your horizon at a chosen real return.
Roth vs Traditional IRA Calculator
Compare after-tax retirement value of Roth and Traditional IRA at the same contribution.
529 College Savings Calculator
Project a 529 plan balance and estimated state income-tax savings.
1031 Exchange Calculator
Defer real-estate capital gains under IRC §1031: recognized boot, deferred gain, and carryover basis.
RSU Tax Calculator
Federal, FICA, and state tax on vested RSUs with 22%/37% supplemental withholding.
Home Selling Cost Calculator
Total US seller costs — commission, closing fees, prep and concessions — with % of sale price.
Home Sale Capital Gains Tax Calculator
Federal capital gains tax on a home sale with the IRC §121 $250k/$500k principal-residence exclusion.
Property Tax Proration Calculator
Split annual property tax between buyer and seller by closing day using a 365-day proration.
Appraisal Gap Calculator
Extra cash needed when the appraisal comes in below the purchase price.
Seller Net Sheet Calculator
Estimated cash to the seller after mortgage payoff, commission, closing costs and credits.
Cash to Close Calculator
Certified funds needed at closing — down payment, closing costs, prepaids minus credits.
Mortgage Discount Points Break-Even Calculator
Break-even on buying discount points to lower your mortgage rate.
Just added
Latest Calculators
DTI Calculator (Debt-to-Income)
Front-end and back-end debt-to-income ratios for mortgage qualification.
CD Calculator (Certificate of Deposit)
Maturity value and interest on a fixed-rate US Certificate of Deposit.
Inflation Calculator
Purchasing power of money over time and future cost projections.
Net Worth Calculator
Assets minus liabilities — track your total wealth.
Cash-Out Refinance Calculator
How much cash you can pull from your home with an 80% LTV refinance.
Reverse Mortgage Calculator (HECM)
FHA HECM available cash for homeowners 62+.
SBA Loan Calculator
7(a), 504, and Microloan payment with SBA guarantee fee.
Rent vs Buy Calculator
Compare total cost of renting vs buying over your holding period.
Traditional IRA Calculator
Future balance and tax deduction from Traditional IRA contributions.
Social Security Benefits Calculator
Estimated monthly Social Security benefit at your chosen claim age.
RMD Calculator
IRS Required Minimum Distribution from IRAs and 401(k)s at age 73+.
Paycheck Calculator (US)
Take-home pay after federal, FICA, and state taxes.
Self-Employment Tax Calculator
15.3% SE tax (Social Security + Medicare) for freelancers and 1099 workers.
Break-Even Calculator
Units and revenue needed to cover fixed and variable costs.
Profit Margin Calculator
Gross, operating, and net profit margins from your P&L.
Balloon Mortgage Calculator
Monthly payment plus lump-sum balloon due at end of a short term.
Interest-Only Mortgage Calculator
Interest-only payment during IO period and jump when the loan recasts.
W-4 Withholding Calculator
Federal tax withheld per paycheck using 2025 IRS brackets.
Bonus Tax Calculator
IRS 22% supplemental method plus FICA and state on your bonus.
Estimated Quarterly Tax Calculator
IRS Form 1040-ES quarterly payment for self-employed filers.
Effective Tax Rate Calculator
Effective vs marginal federal tax rate on your income.
Credit Utilization Calculator
Overall and per-card credit utilization ratio for FICO health.
Balance Transfer Calculator
Interest saved by moving credit-card debt to a 0% APR promo card.
Minimum Payment Calculator
How long minimum-only payments take to clear a credit-card balance.
Credit Score Improvement Calculator
Projected FICO score lift from cutting utilization and adding on-time months.
SEP-IRA Contribution Calculator
Maximum SEP-IRA contribution for the self-employed (2025 limits).
SIMPLE IRA Calculator
Employee + employer SIMPLE IRA contributions with 3% match or 2% non-elective.
Roth Conversion Calculator
Federal tax owed to convert a Traditional IRA to a Roth IRA.
401(k) Rollover Calculator
Extra money kept by rolling an old 401(k) to a low-cost IRA.
Umbrella Insurance Calculator
Suggested umbrella coverage and premium range based on net worth.
Renters Insurance Calculator
Estimated annual renters insurance premium by contents and ZIP risk.
Long-Term Care Insurance Calculator
Long-term care premium estimate by age, gender, and daily benefit.
Business Valuation Calculator
Small-business valuation via revenue, EBITDA, and SDE multiples.
Cash Flow Calculator
Operating cash flow and free cash flow from your P&L and CapEx.
Payback Period Calculator
Simple and discounted payback period for a capital investment.
DSCR Loan Calculator
Debt-service coverage ratio for investment-property loans (no income doc).
FICA Tax Calculator
Social Security + Medicare withholding, including SECA for self-employed.
Short-Term Capital Gains Calculator
Federal tax on assets held one year or less, stacked on ordinary income.
Long-Term Capital Gains Calculator
0% / 15% / 20% federal LTCG plus 3.8% NIIT on assets held over a year.
Alternative Minimum Tax (AMT) Calculator
2025 AMT exemption, 26/28% rates, and phase-out to see if you owe AMT.
State Income Tax Calculator
Top marginal state income tax across all 50 states plus DC (2025).
Payroll Tax Calculator
Employer-loaded cost: FICA match, FUTA and SUTA on top of gross wages.
Flood Insurance Calculator
NFIP flood premium estimate by FEMA zone, dwelling and contents.
Earthquake Insurance Calculator
Earthquake premium by state risk band and dwelling deductible.
Pet Insurance Calculator
Monthly pet insurance cost by species, age, coverage and deductible.
Cyber Liability Insurance Calculator
Cyber policy premium for SMBs by revenue, records and industry.
Life Insurance Needs Calculator
DIME method: Debt + Income + Mortgage + Education − assets = coverage.
Condo Insurance Calculator (HO-6)
HO-6 walls-in, contents and liability premium estimate.
Motorcycle Insurance Calculator
Motorcycle premium by cc, rider age, state and driving record.
Boat Insurance Calculator
Boat premium by hull value, length, type and cruising waters.
Auto Insurance Deductible Calculator
Compare deductible tiers: annual savings and break-even years per III guidance.
Insurance Replacement Cost Calculator
Home rebuild cost with Coverage A/B/C/D defaults (Marshall & Swift).
Self-Insurance vs Traditional Calculator
Compare paying a premium vs investing it and retaining risk.
Solo 401(k) Calculator
Employee + employer contribution limits for self-employed retirement (2025).
Backdoor Roth IRA Calculator
Nondeductible IRA to Roth conversion with pro-rata rule check.
Mega Backdoor Roth Calculator
After-tax 401(k) headroom up to the $70k §415(c) cap.
Pension Lump Sum vs Annuity Calculator
Compare a lump-sum pension buyout to lifetime monthly annuity payments.
Pension Payout Calculator
Defined-benefit pension using final salary × years × multiplier.
Required Retirement Income Calculator
Nest egg needed to replace target percentage of pre-retirement income.
Retirement Withdrawal Calculator
Stress-test your withdrawal plan against sequence-of-returns risk.
Retirement Tax Calculator
Federal tax on Traditional, Roth, Social Security and pension income.
Annuity Payout Calculator
Monthly income from a fixed period-certain or lifetime annuity.
NPV Calculator
Net Present Value of a project's cash flows discounted at your cost of capital.
IRR Calculator
Internal Rate of Return with Newton-Raphson solver and hurdle-rate check.
WACC Calculator
Weighted Average Cost of Capital blending equity and after-tax debt.
Working Capital Calculator
Working capital, current ratio and quick (acid-test) ratio.
Inventory Turnover Calculator
How many times inventory turns per year, from COGS and average inventory.
Inventory Days Calculator
Days Inventory Outstanding (DIO) and carrying-cost estimate.
EBITDA Calculator
EBITDA and EBITDA margin with top-down and bottom-up reconciliation.
Return on Assets (ROA) Calculator
Net income divided by average total assets — asset productivity metric.
Return on Equity (ROE) Calculator
Shareholder returns with DuPont 3-step decomposition.
Mortgage Buydown Calculator
2-1, 3-2-1 and 1-0 temporary buydowns — year-by-year payment and seller subsidy.
Mortgage Recast Calculator
Lump-sum principal payment re-amortized to a lower monthly payment.
HELOC vs Home Equity Loan Calculator
Compare fixed HEL to a variable HELOC over draw and repayment periods.
Social Security Break-Even Calculator
Break-even age for claiming early (62) vs delaying to Full Retirement Age or 70.
Medicare IRMAA Calculator
2025 Part B and Part D IRMAA surcharges by MAGI and filing status.
HSA Contribution Calculator
2025 HSA limits, catch-up, employer contribution and federal tax savings.
HSA vs PPO Calculator
Annual cost comparison of an HDHP+HSA against a traditional PPO plan.
FSA Calculator
Healthcare FSA tax savings under the 2025 IRS contribution limit.
Dividend Reinvestment (DRIP) Calculator
Compound share count and dividends over decades of DRIP investing.
Treasury Bill Calculator
Discount purchase price, interest earned, and bond-equivalent yield on 4–52 week T-Bills.
Treasury Bond Calculator
Semiannual-coupon Treasury Bond and Note pricing at any market YTM.
Series I Savings Bond Calculator
Composite rate, growth and early-redemption penalty on Series I Savings Bonds.
Bond Yield to Maturity (YTM) Calculator
Solve YTM from price, coupon and maturity via bisection — with current yield.
Bond Duration Calculator
Macaulay and Modified duration plus DV01 interest-rate sensitivity.
Sequence of Returns Risk Calculator
Compare bad-returns-first vs good-returns-first retirement scenarios at the same average return.
Safe Withdrawal Rate Calculator
Solve the Bengen-style SWR that funds your horizon at a chosen real return.
Portfolio Rebalancing Calculator
Buy/sell amounts per asset sleeve to restore target allocation with drift bands.
Gift Tax Calculator
2025 annual exclusion, lifetime unified credit and Form 709 filing check.
Estate Tax Calculator
2025 federal estate tax with $13.99M exemption, portability, marital and charitable deductions.
Medicare Part B Premium Calculator
2025 Part B premium ($185 base) + IRMAA surcharges by MAGI and filing status.
Medicare Part D Cost Calculator
2025 Part D total monthly cost: private plan premium + IRMAA surcharge.
Roth vs Traditional IRA Calculator
Compare after-tax retirement value of Roth and Traditional IRA at the same contribution.
Roth Conversion Break-Even Calculator
Years to recoup the tax cost of a Traditional-to-Roth IRA conversion.
RMD by Year Calculator
Multi-year Required Minimum Distribution schedule using the IRS Uniform Lifetime Table.
Tax-Loss Harvesting Calculator
Federal tax saved by harvesting losses against gains and $3,000 of ordinary income.
529 College Savings Calculator
Project a 529 plan balance and estimated state income-tax savings.
College Cost Calculator (USA)
Project total college cost with annual tuition inflation and enrollment years.
Student Loan Refinance Calculator
Compare current vs refinanced student loan payments, interest, and break-even period.
Student Loan Payoff Strategy Calculator
Avalanche vs snowball payoff comparison across multiple student loans.
1031 Exchange Calculator
Defer real-estate capital gains under IRC §1031: recognized boot, deferred gain, and carryover basis.
RSU Tax Calculator
Federal, FICA, and state tax on vested RSUs with 22%/37% supplemental withholding.
Stock Options (ISO/NSO) Tax Calculator
ISO AMT preference vs. NSO ordinary income at exercise, with cost basis and FICA breakdown.
ESPP Gain Calculator
Qualified §423 ESPP: ordinary income vs. capital gain on qualifying and disqualifying dispositions.
Qualified Dividends Tax Calculator
2025 preferential 0/15/20% rates on qualified dividends plus 3.8% NIIT stacking.
Tax-Equivalent Yield Calculator
Convert a tax-free yield into its taxable equivalent using federal, state, and NIIT rates.
Municipal Bond Yield Calculator
Compare a muni bond to a taxable bond on after-tax basis with in-state/out-of-state and NIIT.
Capital Loss Carryover Calculator
$3,000/yr ordinary offset under §1211(b) with ST/LT character preserved on carryforward.
Net Investment Income Tax (NIIT) Calculator
3.8% NIIT under IRC §1411 on the lesser of net investment income or MAGI over threshold.
Kiddie Tax Calculator
2025 Form 8615 tiers: $1,350 exempt, next $1,350 at child's rate, above $2,700 at parent's rate.
Home Selling Cost Calculator
Total US seller costs — commission, closing fees, prep and concessions — with % of sale price.
Home Sale Capital Gains Tax Calculator
Federal capital gains tax on a home sale with the IRC §121 $250k/$500k principal-residence exclusion.
Real Estate Commission Calculator
Listing- and buyer-agent commission split after the 2024 NAR settlement.
Net Proceeds from Home Sale Calculator
Cash to seller at closing after mortgage payoff, commission and closing costs.
Land Loan Calculator
Monthly payment and interest on raw or improved land purchases.
Construction Loan Calculator
Interest-only construction phase plus permanent P&I on a construction-to-perm loan.
Bridge Loan Calculator
Interest-only bridge financing with balloon payoff when the departing home sells.
Property Tax Proration Calculator
Split annual property tax between buyer and seller by closing day using a 365-day proration.
Transfer Tax Calculator
State + county deed transfer tax on a US home sale.
Recording Fee Calculator
County recorder fees for deed and mortgage documents by page count.
Appraisal Gap Calculator
Extra cash needed when the appraisal comes in below the purchase price.
Seller Net Sheet Calculator
Estimated cash to the seller after mortgage payoff, commission, closing costs and credits.
Cash to Close Calculator
Certified funds needed at closing — down payment, closing costs, prepaids minus credits.
Mortgage Escrow Calculator
Monthly escrow for taxes and insurance plus the RESPA 2-month initial cushion.
Earnest Money Deposit Calculator
Recommended EMD amount by market conditions and offer strength.
Mortgage Lock vs Float Calculator
Compare locking your rate today against floating to an expected future rate.
Mortgage Discount Points Break-Even Calculator
Break-even on buying discount points to lower your mortgage rate.
Frequently Asked Questions
Guides & insights
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