Salary Breakup Calculator

Convert annual CTC into Basic, HRA, PF, gratuity, and monthly take-home.

Inputs

INR
%
%

50% in metro cities, 40% in non-metro

Result

In-hand (Monthly, pre-tax)

₹88,276.00

before income tax / TDS

In-hand (Annual, pre-tax)₹1,059,312.00
Gross Salary₹1,119,312.00
Basic Salary₹480,000.00
HRA₹240,000.00
Special Allowance₹399,312.00
Employer PF (12% of Basic)₹57,600.00
Gratuity (4.81% of Basic)₹23,088.00
Employee PF Deduction₹57,600.00
Professional Tax₹2,400.00

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Formula

Basic = Basic% × CTC; HRA = HRA% × Basic; Employer PF = 12% × Basic; Gratuity = 4.81% × Basic; Gross = CTC − Employer PF − Gratuity; In-hand = Gross − Employee PF − Professional Tax.

How it works

A salary breakup converts your annual CTC into its components — Basic, HRA, allowances, employer PF, gratuity — and computes monthly in-hand pay.

Example

Example: ₹12 L CTC, Basic 40% (₹4.8L), HRA 50% of Basic (₹2.4L) → Gross ≈ ₹11.4L; in-hand ≈ ₹86,300/mo before income tax.

Frequently Asked Questions

Disclaimer: Results are estimates for informational purposes only and should not be considered financial, medical, legal, or professional advice. Always consult a qualified professional before making decisions.