HRA Calculator

Calculate HRA exemption under Section 10(13A) of the Income Tax Act.

Inputs

INR
INR
INR

Result

HRA Exemption

₹240,000.00

least of HRA / (Rent − 10% Basic) / 50% Basic

Taxable HRA₹0.00
Rule (a) Actual HRA₹240,000.00
Rule (b) Rent − 10% Basic₹240,000.00
Rule (c) 50% of Basic₹300,000.00

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Formula

Exempt HRA = min(Actual HRA, Rent − 10% × Basic, 50% or 40% × Basic). Metros for HRA: Delhi, Mumbai, Kolkata, Chennai.

How it works

HRA (House Rent Allowance) is a salary component that lets salaried tenants reduce taxable income under Section 10(13A) of the Income Tax Act, 1961.

Example

Example: Basic ₹6,00,000, HRA ₹2,40,000, Rent ₹3,00,000, Metro → min(2.4L, 3L − 60k = 2.4L, 3L) = ₹2,40,000 fully exempt.

Frequently Asked Questions

Disclaimer: Results are estimates for informational purposes only and should not be considered financial, medical, legal, or professional advice. Always consult a qualified professional before making decisions.