EPF Calculator
Project Employees' Provident Fund corpus from basic salary, contributions and tenure.
Inputs
INR
%
Statutory minimum is 12% of basic
%
Employer pays 12% of basic, but 8.33% goes to EPS — only 3.67% credits to EPF
%
Currently 8.25% (FY 2024–25)
yrs
Result
EPF Corpus
₹6,143,497.93
After 30 years at 8.25%
Employee Contribution₹1,080,000.00
Employer Contribution₹330,300.00
Interest Earned₹4,733,197.93
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Formula
Monthly: bal_k = bal_{k-1} × (1+i) + (EE + ER), where i = annual rate / 12.
How it works
EPF is a mandatory retirement scheme for salaried employees in India, with monthly contributions from both employee and employer.
Example
Example: ₹25,000 basic with 12% + 3.67% contributions for 30 years at 8.25% builds about ₹70+ lakhs.
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Frequently Asked Questions
Disclaimer: Results are estimates for informational purposes only and should not be considered financial, medical, legal, or professional advice. Always consult a qualified professional before making decisions.