APY Calculator

Estimate Atal Pension Yojana monthly contribution for any desired pension slab and entry age.

Formula

Corpus = pension × 170; M = Corpus × i / [((1+i)^n − 1) × (1+i)].

How it works

Atal Pension Yojana is a Govt-backed pension scheme for unorganised-sector workers paying a guaranteed pension of ₹1k–₹5k from age 60.

Example

Example: A 25-year-old wanting ₹5,000 pension needs a ~₹8.5 lakh corpus by 60 → roughly ₹500/month contribution at 8%.

Frequently Asked Questions

Disclaimer: Results are estimates for informational purposes only and should not be considered financial, medical, legal, or professional advice. Always consult a qualified professional before making decisions.