APY Calculator
Estimate Atal Pension Yojana monthly contribution for any desired pension slab and entry age.
Inputs
yrs
APY entry age: 18–40
%
Long-term return on the APY corpus
Result
Estimated Monthly Contribution
₹368.10
From age 25 to 60
Total Contributions₹154,600.67
Target Corpus at 60₹850,000.00
Monthly Pension from age 60₹5,000.00
Years of contribution35 yrs
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Formula
Corpus = pension × 170; M = Corpus × i / [((1+i)^n − 1) × (1+i)].
How it works
Atal Pension Yojana is a Govt-backed pension scheme for unorganised-sector workers paying a guaranteed pension of ₹1k–₹5k from age 60.
Example
Example: A 25-year-old wanting ₹5,000 pension needs a ~₹8.5 lakh corpus by 60 → roughly ₹500/month contribution at 8%.
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Frequently Asked Questions
Disclaimer: Results are estimates for informational purposes only and should not be considered financial, medical, legal, or professional advice. Always consult a qualified professional before making decisions.