Is this an annualised return?

No. This is a simple holding-period return. For an annualised figure across multiple years with regular cash flows, use the XIRR or CAGR calculator.

Should I include dividends and interest received?

Yes — add them to the current value (or to a running cash balance) so the return reflects total wealth created, not just price appreciation.

Does it account for taxes?

No. Subtract realised capital-gains tax, dividend tax and any STT/brokerage to arrive at a post-tax return.

How is portfolio return different from CAGR?

Portfolio return is the total percentage change over the period. CAGR converts that into an equivalent annual compounded rate — useful for comparing across different time horizons.

Portfolio Return Calculator

v1.3

Compute total gain/loss and percentage return on an investment portfolio from initial and current value.

Last updated June 27, 2026 · Last reviewed June 16, 2026

Inputs

Initial investment

INR

Current portfolio value

INR

Result

Total Gain

₹250,000.00

Portfolio Return50%

Initial Investment₹500,000.00

Current Value₹750,000.00

Saved calculations remain on this device unless you choose to share them. No tracking, no account needed.

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XIRR Calculator

Compute the annualised return on irregular cash flows — the same XIRR used by Excel and Google Sheets.

CAGR Calculator

Calculate the Compound Annual Growth Rate between a beginning and ending value.

SIP Calculator

Estimate the future value of a Systematic Investment Plan using the standard annuity-due formula.

Lumpsum Calculator

Project the future value of a one-time lump-sum investment using compound growth.

Formula

Formula: Gain/Loss = Current Value − Initial Investment Portfolio Return = (Gain/Loss / Initial Investment) × 100 Variable definitions: • Initial Investment = Capital deployed at the start • Current Value = Today's market value of the portfolio

How it works

The Portfolio Return Calculator computes the absolute gain/loss and the percentage return on a portfolio between two points in time.

Example

Example: Example: Initial ₹5,00,000, current ₹7,50,000. Gain = 7,50,000 − 5,00,000 = ₹2,50,000 Return = (2,50,000 / 5,00,000) × 100 = 50%

Trust & Accuracy

Formula verified

Verified against standard mathematical and financial conventions.

Last reviewed

June 27, 2026

Accuracy tested

Edge cases tested, formula validation and manual verification completed.

Available for

United States, Canada, United Kingdom, Australia, India, European Union.

Currency support

USD · INR · CAD · AUD · GBP · EUR

Privacy

No information entered into this calculator is stored on our servers unless you explicitly choose to save or share your calculation.

Print, share & save

Use the Save, Share, Copy, PDF, CSV and Print actions under the result panel.

Accessibility

Keyboard navigable, screen-reader friendly labels, responsive on mobile and desktop.

Learn more: How we verify formulas · How we test accuracy · Methodology · Editorial policy

Recent Updates

We continuously review and improve our calculators to keep formulas, assumptions and references accurate.

View change log (4)Show

v1.3June 27, 2026
Added Trust & Accuracy panel and machine-readable change log.
v1.2June 20, 2026
Added Save, Share, PDF, CSV and Print actions to results.
v1.1June 10, 2026
Added global currency selector (USD, INR, CAD, AUD, GBP, EUR).
v1.0January 1, 2026
Initial calculator release with verified formulas and Official Sources.

Frequently Asked Questions

Disclaimer: Results are estimates for informational purposes only and should not be considered financial, medical, legal, or professional advice. Always consult a qualified professional before making decisions.