Credit Card Rewards Calculator
Estimate annual rewards earned, annual fee impact, and net benefit from any rewards credit card.
Inputs
USD
%
USD
Result
Annual Rewards Earned
$480.00
$24,000.00 × 2%
Net Benefit After Fees$385.00
Annual Net Rewards$385.00
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Formula
Annual Rewards = Monthly Spending × 12 × (Reward Rate ÷ 100) Net Benefit = Annual Rewards − Annual Fee
How it works
A credit card rewards calculator estimates how much you earn each year from a rewards card, and your net benefit after the annual fee.
Example
Example: Spending $2,000/month at 2% rewards: $2,000 × 12 × 0.02 = $480/year. After a $95 annual fee, net benefit is $385.
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Frequently Asked Questions
Disclaimer: Results are estimates for informational purposes only and should not be considered financial, medical, legal, or professional advice. Always consult a qualified professional before making decisions.